Most people renew their car or home insurance automatically.

The renewal notice arrives, the price looks “normal,” and they continue with the same coverage without asking questions.

But your insurance needs can change from year to year. Your vehicle, your home, your lifestyle, your family situation, and even your budget may be different now. That is why it can be worth taking a few minutes to compare your options before your next renewal.

Right now, there is also an added reason to check.

From January 1 to December 31, 2026, you can request an iA Auto & Home Insurance quote and enter the contest for a chance to win one of three cash prizes:

  • 1st prize: $10,000
  • 2nd prize: $5,000
  • 3rd prize: $1,000

No purchase is required.

To participate, call 1-866-650-4641 and mention promo code L85207

Why You Should Check Your Insurance Before Renewing

Insurance renewal can feel automatic, but it should still be reviewed.

A quick quote can help you understand:

  • if your current price is still competitive
  • if your coverage still matches your needs
  • if there are other options available to you
  • if changes in your situation may affect your insurance
  • if your auto or home protection should be updated

Even if you decide to keep your current policy, comparing your options can give you more clarity and confidence.

You May Be Paying Without Comparing

Many people compare prices when they buy a phone, a car, furniture, or even groceries.

But when it comes to insurance, they often renew without checking.

That can be a mistake.

Your auto and home insurance are important parts of your financial protection. They affect your monthly budget and help protect you from unexpected costs. Taking a few minutes to review your options can be a smart financial habit.

How the 2026 iA Auto & Home Insurance Contest Works

The process is simple.

To enter the contest:

  1. Call 1-866-650-4641
  2. Request an auto or home insurance quote
  3. Mention promo code L85207

You do not need to purchase a policy to participate.

This means you can request a quote, compare your options, and enter the contest without any obligation to buy.

Who Can Benefit From Checking Their Price?

This may be useful if:

  • your car insurance is coming up for renewal
  • your home insurance renewal is approaching
  • you have not compared your insurance in more than a year
  • you recently moved
  • you changed vehicles
  • your family situation changed
  • you want to better understand your coverage
  • you are a new client requesting an iA auto or home insurance quote for the first time

A quote does not force you to make a decision. It simply gives you information.

A Quick Quote Can Take Only a Few Minutes

Many people delay reviewing insurance because they think it will be complicated or time-consuming.

In reality, requesting a quote can be a simple first step.

You can ask questions, compare your current situation, and see if there are options that may be better suited to your needs.

And during the contest period, requesting a quote may also give you a chance to win one of the cash prizes.

No Purchase Required

This is important.

You can participate in the contest by requesting a quote. You are not required to buy insurance to enter.

The goal is simple: check your price, understand your options, and make an informed decision.

Before You Renew, Ask Yourself These Questions

Before renewing your car or home insurance, ask:

  • When was the last time I compared my insurance price?
  • Has anything changed in my life this year?
  • Do I understand what my current coverage includes?
  • Am I comfortable with my deductible?
  • Is my monthly cost still reasonable for my situation?
  • Have I reviewed both my auto and home insurance options?

If you are unsure, it may be a good time to request a quote.

Before renewing automatically, take a few minutes to check your options.

Contest period: January 1 to December 31, 2026

For more information, contact:

Elena Babiner
Financial Security Advisor
Insurance & Investment Solutions
514-290-9338
[email protected]