{"id":29174,"date":"2013-08-13T18:13:43","date_gmt":"2013-08-13T23:13:43","guid":{"rendered":"http:\/\/visitorcanadainsurance.artechmtl.com\/assurances\/insurance-newcomers-international-students-canada\/"},"modified":"2025-05-28T17:07:01","modified_gmt":"2025-05-28T22:07:01","slug":"assurance-pour-les-nouveaux-arrivants-au-canada","status":"publish","type":"page","link":"https:\/\/conseillerefinanciere.ca\/fr\/assurance\/assurance-pour-les-nouveaux-arrivants-au-canada\/","title":{"rendered":"Assurance pour les Nouveaux Arrivants au Canada"},"content":{"rendered":"<p>[et_pb_section fb_built=\u00a0\u00bb1&Prime; fullwidth=\u00a0\u00bbon\u00a0\u00bb custom_padding_last_edited=\u00a0\u00bbon|desktop\u00a0\u00bb admin_label=\u00a0\u00bb\u0420\u0430\u0437\u0434\u0435\u043b\u00a0\u00bb _builder_version=\u00a0\u00bb4.27.4&Prime; background_image=\u00a0\u00bbhttps:\/\/conseillerefinanciere.ca\/wp-content\/uploads\/2016\/12\/newarrivals-insurance-1.jpg\u00a0\u00bb custom_padding=\u00a0\u00bb66px|0px|16px|0px\u00a0\u00bb custom_padding_tablet=\u00a0\u00bb50px|0|50px|0&Prime; custom_padding_phone=\u00a0\u00bb\u00a0\u00bb hover_enabled=\u00a0\u00bb0&Prime; transparent_background=\u00a0\u00bboff\u00a0\u00bb padding_mobile=\u00a0\u00bboff\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb title_text=\u00a0\u00bbNew arrivals insurance in Canada\u00a0\u00bb sticky_enabled=\u00a0\u00bb0&Prime;][et_pb_fullwidth_header content_max_width=\u00a0\u00bbnone\u00a0\u00bb admin_label=\u00a0\u00bb\u0428\u0438\u0440\u043e\u043a\u043e\u0444\u043e\u0440\u043c\u0430\u0442\u043d\u044b\u0439 \u0425\u044d\u0434\u0435\u0440\u00a0\u00bb _builder_version=\u00a0\u00bb4.16&Prime; title_font=\u00a0\u00bbLato|on||on|\u00a0\u00bb title_text_color=\u00a0\u00bb#43b049&Prime; title_font_size=\u00a0\u00bb44px\u00a0\u00bb content_font=\u00a0\u00bbLato||||\u00a0\u00bb content_text_color=\u00a0\u00bb#43b049&Prime; content_font_size=\u00a0\u00bb37px\u00a0\u00bb subhead_text_color=\u00a0\u00bb#43b049&Prime; subhead_font_size=\u00a0\u00bb32px\u00a0\u00bb background_color=\u00a0\u00bbrgba(255, 255, 255, 0)\u00a0\u00bb background_layout=\u00a0\u00bblight\u00a0\u00bb custom_css_main_element=\u00a0\u00bbtext-shadow: 0px 1px 0px #848484;||line-height:40px;\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb button_one_text_size__hover_enabled=\u00a0\u00bboff\u00a0\u00bb button_two_text_size__hover_enabled=\u00a0\u00bboff\u00a0\u00bb button_one_text_color__hover_enabled=\u00a0\u00bboff\u00a0\u00bb button_two_text_color__hover_enabled=\u00a0\u00bboff\u00a0\u00bb button_one_border_width__hover_enabled=\u00a0\u00bboff\u00a0\u00bb button_two_border_width__hover_enabled=\u00a0\u00bboff\u00a0\u00bb button_one_border_color__hover_enabled=\u00a0\u00bboff\u00a0\u00bb button_two_border_color__hover_enabled=\u00a0\u00bboff\u00a0\u00bb button_one_border_radius__hover_enabled=\u00a0\u00bboff\u00a0\u00bb button_two_border_radius__hover_enabled=\u00a0\u00bboff\u00a0\u00bb button_one_letter_spacing__hover_enabled=\u00a0\u00bboff\u00a0\u00bb button_two_letter_spacing__hover_enabled=\u00a0\u00bboff\u00a0\u00bb button_one_bg_color__hover_enabled=\u00a0\u00bboff\u00a0\u00bb button_two_bg_color__hover_enabled=\u00a0\u00bboff\u00a0\u00bb]<\/p>\n<h1>Assurance pour les<\/h1>\n<h1>nouveaux arrivants<\/h1>\n<h1>au Canada<\/h1>\n<p>[\/et_pb_fullwidth_header][\/et_pb_section][et_pb_section fb_built=\u00a0\u00bb1&Prime; custom_padding_last_edited=\u00a0\u00bbon|desktop\u00a0\u00bb admin_label=\u00a0\u00bbsection\u00a0\u00bb _builder_version=\u00a0\u00bb4.16&Prime; custom_padding=\u00a0\u00bb54px|0px|7px|0px\u00a0\u00bb custom_padding_tablet=\u00a0\u00bb50px|0|50px|0&Prime; custom_padding_phone=\u00a0\u00bb\u00a0\u00bb transparent_background=\u00a0\u00bboff\u00a0\u00bb padding_mobile=\u00a0\u00bboff\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_row padding_mobile=\u00a0\u00bboff\u00a0\u00bb column_padding_mobile=\u00a0\u00bbon\u00a0\u00bb admin_label=\u00a0\u00bbrow\u00a0\u00bb _builder_version=\u00a0\u00bb4.16&Prime; background_size=\u00a0\u00bbinitial\u00a0\u00bb background_position=\u00a0\u00bbtop_left\u00a0\u00bb background_repeat=\u00a0\u00bbrepeat\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb column_structure=\u00a0\u00bb2_3,1_3&Prime;][et_pb_column type=\u00a0\u00bb2_3&Prime; _builder_version=\u00a0\u00bb4.16&Prime; custom_padding=\u00a0\u00bb|||\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb custom_padding__hover=\u00a0\u00bb|||\u00a0\u00bb][et_pb_text admin_label=\u00a0\u00bb\u0422\u0435\u043a\u0441\u0442\u00a0\u00bb _builder_version=\u00a0\u00bb4.16&Prime; background_size=\u00a0\u00bbinitial\u00a0\u00bb background_position=\u00a0\u00bbtop_left\u00a0\u00bb background_repeat=\u00a0\u00bbrepeat\u00a0\u00bb use_border_color=\u00a0\u00bboff\u00a0\u00bb border_color=\u00a0\u00bb#ffffff\u00a0\u00bb border_style=\u00a0\u00bbsolid\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb]<\/p>\n<p>Pourquoi souscrire l\u2019assurance voyage pour touristes \u00e9trangers visitant le Canada?<\/p>\n<p>Nous savons que les soins de sant\u00e9 au Canada peuvent \u00eatre tr\u00e8s dispendieux si vous n\u2019\u00eates pas assur\u00e9 au titre d\u2019un r\u00e9gime public canadien d\u2019assurance maladie. Assurez \u2013vous donc de souscrire une assurance voyage afin de prot\u00e9ger vos finances et de profiter pleinement de votre s\u00e9jour.<\/p>\n<p><strong>Id\u00e9al pour :<\/strong><\/p>\n<ul>\n<li>Les touristes \u00e9trangers visitant le Canada<\/li>\n<li>Les nouveaux r\u00e9sidents permanents et les Canadiens de retour au pays, en attente d\u2019un r\u00e9gime public d\u2019assurance maladie et d\u00e9sirant uniquement une protection en cas d\u2019urgence<\/li>\n<\/ul>\n<p><em>Avantages et prestations :<\/em><\/p>\n<p>&nbsp;<\/p>\n<ul>\n<li>Garantie de 10 000 $ \u00e0 300 000$ pour les soins hospitaliers et m\u00e9dicaux d\u2019urgence<\/li>\n<li>Prestation pour les frais courants, notamment les repas et l\u2019h\u00e9bergement,les frais de garde d\u2019enfants ,les frais t\u00e9l\u00e9phoniques essentiels et les frais de taxi .<\/li>\n<li>Assurance pour des voyages \u00e0 l\u2019ext\u00e9rieur du Canada si vous avez pass\u00e9 la majorit\u00e9 de votre s\u00e9jour au Canada.<\/li>\n<li>Possibilit\u00e9 de visiter votre pays d\u2019origine pendant votre voyage sans avoir \u00e0 souscrire une nouvelle assurance \u00e0 votre retour au Canada<\/li>\n<li>Tarification m\u00e9dicale facultative<\/li>\n<\/ul>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=\u00a0\u00bb1_3&Prime; 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global_module=\u00a0\u00bb29263&Prime; saved_tabs=\u00a0\u00bball\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb button_text_size__hover_enabled=\u00a0\u00bboff\u00a0\u00bb button_one_text_size__hover_enabled=\u00a0\u00bboff\u00a0\u00bb button_two_text_size__hover_enabled=\u00a0\u00bboff\u00a0\u00bb button_text_color__hover_enabled=\u00a0\u00bboff\u00a0\u00bb button_one_text_color__hover_enabled=\u00a0\u00bboff\u00a0\u00bb button_two_text_color__hover_enabled=\u00a0\u00bboff\u00a0\u00bb button_border_width__hover_enabled=\u00a0\u00bboff\u00a0\u00bb button_one_border_width__hover_enabled=\u00a0\u00bboff\u00a0\u00bb button_two_border_width__hover_enabled=\u00a0\u00bboff\u00a0\u00bb button_border_color__hover_enabled=\u00a0\u00bboff\u00a0\u00bb button_one_border_color__hover_enabled=\u00a0\u00bboff\u00a0\u00bb button_two_border_color__hover_enabled=\u00a0\u00bboff\u00a0\u00bb button_border_radius__hover_enabled=\u00a0\u00bboff\u00a0\u00bb button_one_border_radius__hover_enabled=\u00a0\u00bboff\u00a0\u00bb button_two_border_radius__hover_enabled=\u00a0\u00bboff\u00a0\u00bb button_letter_spacing__hover_enabled=\u00a0\u00bbon\u00a0\u00bb button_one_letter_spacing__hover_enabled=\u00a0\u00bboff\u00a0\u00bb button_two_letter_spacing__hover_enabled=\u00a0\u00bboff\u00a0\u00bb button_bg_color__hover_enabled=\u00a0\u00bboff\u00a0\u00bb button_one_bg_color__hover_enabled=\u00a0\u00bboff\u00a0\u00bb button_two_bg_color__hover_enabled=\u00a0\u00bboff\u00a0\u00bb]<\/p>\n<h2>CONSEIL D&rsquo;EXPERT<\/h2>\n<p>[\/et_pb_cta][et_pb_sidebar orientation=\u00a0\u00bbright\u00a0\u00bb show_border=\u00a0\u00bboff\u00a0\u00bb _builder_version=\u00a0\u00bb3.0.74&Prime; header_font=\u00a0\u00bbLato|on|||\u00a0\u00bb header_text_color=\u00a0\u00bb#43b049&Prime; header_font_size=\u00a0\u00bb19px\u00a0\u00bb custom_css_title=\u00a0\u00bbmargin-bottom:30px;||text-align:center;\u00a0\u00bb remove_border=\u00a0\u00bbon\u00a0\u00bb global_module=\u00a0\u00bb29051&Prime; saved_tabs=\u00a0\u00bball\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][\/et_pb_sidebar][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=\u00a0\u00bb1&Prime; custom_padding_last_edited=\u00a0\u00bbon|desktop\u00a0\u00bb _builder_version=\u00a0\u00bb4.16&Prime; background_color=\u00a0\u00bb#43b049&Prime; background_image=\u00a0\u00bbhttp:\/\/visitorcanadainsurance.artechmtl.com\/wp-content\/uploads\/2016\/12\/contact-bg.jpg\u00a0\u00bb custom_padding=\u00a0\u00bb70px|0px|50px|0px\u00a0\u00bb custom_padding_tablet=\u00a0\u00bb50px|0|50px|0&Prime; custom_padding_phone=\u00a0\u00bb\u00a0\u00bb transparent_background=\u00a0\u00bboff\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_row padding_mobile=\u00a0\u00bboff\u00a0\u00bb column_padding_mobile=\u00a0\u00bbon\u00a0\u00bb _builder_version=\u00a0\u00bb4.16&Prime; background_size=\u00a0\u00bbinitial\u00a0\u00bb background_position=\u00a0\u00bbtop_left\u00a0\u00bb background_repeat=\u00a0\u00bbrepeat\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_column type=\u00a0\u00bb4_4&Prime; _builder_version=\u00a0\u00bb4.16&Prime; custom_padding=\u00a0\u00bb|||\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb custom_padding__hover=\u00a0\u00bb|||\u00a0\u00bb][et_pb_text _builder_version=\u00a0\u00bb4.16&Prime; text_font=\u00a0\u00bbOpen Sans||||\u00a0\u00bb text_font_size=\u00a0\u00bb22&Prime; header_font=\u00a0\u00bbLato|||on|||||\u00a0\u00bb header_text_color=\u00a0\u00bb#fcde2b\u00a0\u00bb header_font_size=\u00a0\u00bb36px\u00a0\u00bb header_2_font=\u00a0\u00bb|||on|||||\u00a0\u00bb header_2_text_color=\u00a0\u00bb#fcde2b\u00a0\u00bb header_2_font_size=\u00a0\u00bb35px\u00a0\u00bb header_2_line_height=\u00a0\u00bb1.4em\u00a0\u00bb background_size=\u00a0\u00bbinitial\u00a0\u00bb background_position=\u00a0\u00bbtop_left\u00a0\u00bb background_repeat=\u00a0\u00bbrepeat\u00a0\u00bb text_orientation=\u00a0\u00bbcenter\u00a0\u00bb background_layout=\u00a0\u00bbdark\u00a0\u00bb module_alignment=\u00a0\u00bbcenter\u00a0\u00bb text_font_size_tablet=\u00a0\u00bb\u00a0\u00bb text_font_size_phone=\u00a0\u00bb\u00a0\u00bb text_font_size_last_edited=\u00a0\u00bbon|desktop\u00a0\u00bb use_border_color=\u00a0\u00bboff\u00a0\u00bb border_style=\u00a0\u00bbsolid\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb]<\/p>\n<h2>Contactez-nous pour obtenir l&rsquo;assurance <br \/>pour les nouveaux arrivants et visiteurs au canada<\/h2>\n<p>[\/et_pb_text][et_pb_divider color=\u00a0\u00bb#ffffff\u00a0\u00bb divider_position=\u00a0\u00bbcenter\u00a0\u00bb divider_weight=\u00a0\u00bb1px\u00a0\u00bb _builder_version=\u00a0\u00bb4.16&Prime; 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image_icon_background_color__sticky=\u00a0\u00bb#43b049&Prime;]<span style=\"color: #fcfcfc;\"> <a style=\"color: #ffffff;\" href=\"mailto:elena.babiner@gmail.com\" target=\"_blank\" rel=\"noopener noreferrer\">elena.babiner@gmail.com<\/a><\/span><br \/>\n[\/et_pb_blurb][et_pb_blurb url_new_window=\u00a0\u00bbon\u00a0\u00bb use_icon=\u00a0\u00bbon\u00a0\u00bb font_icon=\u00a0\u00bb&#xe01f;||divi||400&Prime; image_icon_background_color=\u00a0\u00bb#fcde2b\u00a0\u00bb icon_placement=\u00a0\u00bbleft\u00a0\u00bb image_icon_width=\u00a0\u00bb18px\u00a0\u00bb admin_label=\u00a0\u00bb\u041a\u0440\u0430\u0442\u043a\u043e\u0435 \u043e\u043f\u0438\u0441\u0430\u043d\u0438\u0435\u00a0\u00bb _builder_version=\u00a0\u00bb4.16&Prime; header_font_size=\u00a0\u00bb14&Prime; body_text_color=\u00a0\u00bb#fcfcfc\u00a0\u00bb background_size=\u00a0\u00bbinitial\u00a0\u00bb background_position=\u00a0\u00bbtop_left\u00a0\u00bb background_repeat=\u00a0\u00bbrepeat\u00a0\u00bb image_icon_custom_padding=\u00a0\u00bb8px|8px|8px|8px|false|false\u00a0\u00bb border_radii_image=\u00a0\u00bbon|100%|100%|100%|100%\u00a0\u00bb use_border_color=\u00a0\u00bboff\u00a0\u00bb border_color=\u00a0\u00bb#ffffff\u00a0\u00bb border_width=\u00a0\u00bb1px\u00a0\u00bb border_style=\u00a0\u00bbsolid\u00a0\u00bb icon_font_size=\u00a0\u00bb18px\u00a0\u00bb use_circle=\u00a0\u00bbon\u00a0\u00bb circle_color=\u00a0\u00bb#fcde2b\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb image_icon_background_color__sticky_enabled=\u00a0\u00bb#43b049&Prime; image_icon_background_color__sticky=\u00a0\u00bb#43b049&Prime;]<\/p>\n<p>7655 blvd Newman, bureau 207, LaSalle, H8N 1X7<br \/>(sur rendez-vous seulement)<\/p>\n<p>[\/et_pb_blurb][et_pb_social_media_follow _builder_version=\u00a0\u00bb4.16&Prime; global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_social_media_follow_network social_network=\u00a0\u00bbfacebook\u00a0\u00bb url=\u00a0\u00bbhttps:\/\/www.facebook.com\/ElenaBabinerConseillereFinanciere\u00a0\u00bb _builder_version=\u00a0\u00bb4.16&Prime; background_color=\u00a0\u00bb#3b5998&Prime; global_colors_info=\u00a0\u00bb{}\u00a0\u00bb follow_button=\u00a0\u00bboff\u00a0\u00bb url_new_window=\u00a0\u00bbon\u00a0\u00bb]facebook[\/et_pb_social_media_follow_network][et_pb_social_media_follow_network social_network=\u00a0\u00bblinkedin\u00a0\u00bb url=\u00a0\u00bbhttps:\/\/www.linkedin.com\/in\/elena-babiner-18197116\/\u00a0\u00bb _builder_version=\u00a0\u00bb4.16&Prime; background_color=\u00a0\u00bb#007bb6&Prime; global_colors_info=\u00a0\u00bb{}\u00a0\u00bb follow_button=\u00a0\u00bboff\u00a0\u00bb url_new_window=\u00a0\u00bbon\u00a0\u00bb]linkedin[\/et_pb_social_media_follow_network][et_pb_social_media_follow_network social_network=\u00a0\u00bbyoutube\u00a0\u00bb url=\u00a0\u00bbhttps:\/\/www.youtube.com\/@elenababiner\u00a0\u00bb _builder_version=\u00a0\u00bb4.16&Prime; 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Nous savons que les soins de sant\u00e9 au Canada peuvent \u00eatre tr\u00e8s dispendieux si vous n\u2019\u00eates pas assur\u00e9 au titre d\u2019un r\u00e9gime public canadien d\u2019assurance maladie. Assurez \u2013vous donc de souscrire une assurance voyage afin de prot\u00e9ger vos [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":29163,"menu_order":7,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"<p>[et_pb_section admin_label=\"\u0420\u0430\u0437\u0434\u0435\u043b\" fullwidth=\"on\" specialty=\"off\"][et_pb_fullwidth_header admin_label=\"\u0428\u0438\u0440\u043e\u043a\u043e\u0444\u043e\u0440\u043c\u0430\u0442\u043d\u044b\u0439 \u0425\u044d\u0434\u0435\u0440\" title=\"\u0421\u0442\u0440\u0430\u0445\u043e\u0432\u0430\u043d\u0438\u0435 \u0434\u043b\u044f \u043d\u043e\u0432\u043e\u043f\u0440\u0438\u0431\u044b\u0432\u0448\u0438\u0445\" background_layout=\"dark\" text_orientation=\"center\" header_fullscreen=\"off\" header_scroll_down=\"off\" background_url=\"http:\/\/visitorcanadainsurance.artechmtl.com\/wp-content\/uploads\/2013\/08\/health.jpeg\" background_overlay_color=\"rgba(21,50,66,0.7)\" parallax=\"off\" parallax_method=\"off\" content_orientation=\"center\" image_orientation=\"center\" custom_button_one=\"off\" button_one_letter_spacing=\"0\" button_one_use_icon=\"default\" button_one_icon_placement=\"right\" button_one_on_hover=\"on\" button_one_letter_spacing_hover=\"0\" custom_button_two=\"off\" button_two_letter_spacing=\"0\" button_two_use_icon=\"default\" button_two_icon_placement=\"right\" button_two_on_hover=\"on\" button_two_letter_spacing_hover=\"0\"] [\/et_pb_fullwidth_header][\/et_pb_section][et_pb_section admin_label=\"section\"][et_pb_row admin_label=\"row\"][et_pb_column type=\"3_4\"][et_pb_text admin_label=\"\u0422\u0435\u043a\u0441\u0442\" background_layout=\"light\" text_orientation=\"left\" use_border_color=\"off\" border_color=\"#ffffff\" border_style=\"solid\"]<\/p><p style=\"text-align: justify;\">\u041d\u0438 \u0434\u043b\u044f \u043a\u043e\u0433\u043e \u043d\u0435 \u0441\u0435\u043a\u0440\u0435\u0442, \u0447\u0442\u043e \u043c\u0435\u0434\u0438\u0446\u0438\u043d\u0441\u043a\u0438\u0435 \u0443\u0441\u043b\u0443\u0433\u0438 \u0432 \u041a\u0430\u043d\u0430\u0434\u0435 \u0441\u0442\u043e\u044f\u0442, \u043c\u044f\u0433\u043a\u043e \u0433\u043e\u0432\u043e\u0440\u044f, \u043d\u0435\u043c\u0430\u043b\u043e. \u0413\u043e\u0441\u043f\u0438\u0442\u0430\u043b\u0438\u0437\u0430\u0446\u0438\u044f, \u043e\u0431\u0445\u043e\u0434\u044f\u0449\u0430\u044f\u0441\u044f \u0432 \u043d\u0435\u0441\u043a\u043e\u043b\u044c\u043a\u043e \u0442\u044b\u0441\u044f\u0447 \u0434\u043e\u043b\u043b\u0430\u0440\u043e\u0432 \u0432 \u0434\u0435\u043d\u044c, \u043a\u043e\u043d\u0441\u0443\u043b\u044c\u0442\u0430\u0446\u0438\u044f \u0441\u043f\u0435\u0446\u0438\u0430\u043b\u0438\u0441\u0442\u0430, \u043f\u0440\u043e\u0446\u0435\u0434\u0443\u0440\u044b \u2013 \u0432 \u0441\u043b\u0443\u0447\u0430\u0435, \u0435\u0441\u043b\u0438 \u0432\u0441\u0435 \u044d\u0442\u043e \u043d\u0435 \u043e\u043f\u043b\u0430\u0447\u0438\u0432\u0430\u0435\u0442\u0441\u044f \u0433\u043e\u0441\u0443\u0434\u0430\u0440\u0441\u0442\u0432\u043e\u043c, \u0440\u0430\u0441\u0445\u043e\u0434\u044b \u043c\u043e\u0433\u0443\u0442 \u043f\u043e\u0434\u043e\u0440\u0432\u0430\u0442\u044c \u043c\u0430\u0442\u0435\u0440\u0438\u0430\u043b\u044c\u043d\u043e\u0435 \u0431\u043b\u0430\u0433\u043e\u043f\u043e\u043b\u0443\u0447\u0438\u0435 \u0446\u0435\u043b\u043e\u0439 \u0441\u0435\u043c\u044c\u0438 \u043d\u0430 \u0433\u043e\u0434\u044b \u0432\u043f\u0435\u0440\u0435\u0434.<\/p><p style=\"text-align: justify;\">\u0413\u043e\u0441\u0443\u0434\u0430\u0440\u0441\u0442\u0432\u0435\u043d\u043d\u0430\u044f \u043c\u0435\u0434\u0438\u0446\u0438\u043d\u0441\u043a\u0430\u044f \u0441\u0442\u0440\u0430\u0445\u043e\u0432\u043a\u0430, \u0432\u0441\u0442\u0443\u043f\u0430\u044e\u0449\u0430\u044f \u0432 \u0434\u0435\u0439\u0441\u0442\u0432\u0438\u0435 \u043f\u0440\u0438\u043c\u0435\u0440\u043d\u043e \u0447\u0435\u0440\u0435\u0437 3 \u043c\u0435\u0441\u044f\u0446\u0430 \u043f\u043e\u0441\u043b\u0435 \u043f\u0440\u0438\u0431\u044b\u0442\u0438\u044f \u0432 \u041a\u0430\u043d\u0430\u0434\u0443, \u043f\u043e\u0447\u0442\u0438 \u043f\u043e\u043b\u043d\u043e\u0441\u0442\u044c\u044e \u043e\u0441\u0432\u043e\u0431\u043e\u0436\u0434\u0430\u0435\u0442 \u043f\u0430\u0446\u0438\u0435\u043d\u0442\u0430 \u043e\u0442 \u043c\u0430\u0442\u0435\u0440\u0438\u0430\u043b\u044c\u043d\u043e\u0433\u043e \u0443\u0447\u0430\u0441\u0442\u0438\u044f \u0432 \u0441\u043e\u0431\u0441\u0442\u0432\u0435\u043d\u043d\u043e\u043c \u043b\u0435\u0447\u0435\u043d\u0438\u0438, \u0430 \u0432\u043e\u0442 \u0442\u0435\u043c, \u0443 \u043a\u043e\u0433\u043e \u044d\u0442\u0438 \u043d\u0435\u0441\u043a\u043e\u043b\u044c\u043a\u043e \u043c\u0435\u0441\u044f\u0446\u0435\u0432 \u0432\u043f\u0435\u0440\u0435\u0434\u0438, \u0441\u0442\u043e\u0438\u0442 \u043a\u0440\u0430\u0439\u043d\u0435 \u0441\u0435\u0440\u044c\u0435\u0437\u043d\u043e \u043f\u043e\u0434\u0443\u043c\u0430\u0442\u044c \u043d\u0430\u0434 \u043f\u0440\u0438\u043e\u0431\u0440\u0435\u0442\u0435\u043d\u0438\u0435\u043c \u0441\u0442\u0440\u0430\u0445\u043e\u0432\u043a\u0438 \u0447\u0430\u0441\u0442\u043d\u043e\u0439, \u043f\u0440\u0435\u0434\u043d\u0430\u0437\u043d\u0430\u0447\u0435\u043d\u043d\u043e\u0439 \u043e\u0431\u0435\u0437\u043e\u043f\u0430\u0441\u0438\u0442\u044c \u0432\u0430\u0441 \u043e\u0442 \u043d\u0435\u043e\u0436\u0438\u0434\u0430\u043d\u043d\u044b\u0445 \u0442\u0440\u0430\u0442 \u043d\u0430 \u0432\u0440\u0435\u043c\u044f \"\u043f\u0435\u0440\u0435\u0445\u043e\u0434\u043d\u043e\u0433\u043e \u043f\u0435\u0440\u0438\u043e\u0434\u0430\".<\/p><p style=\"text-align: justify;\">\u041d\u0435 \u043c\u0435\u043d\u0435\u0435 \u0432\u0430\u0436\u043d\u044b\u043c \u043f\u0440\u0435\u0434\u0441\u0442\u0430\u0432\u043b\u044f\u0435\u0442\u0441\u044f \u043f\u0440\u0438\u043e\u0431\u0440\u0435\u0442\u0435\u043d\u0438\u0435 \u0447\u0430\u0441\u0442\u043d\u043e\u0433\u043e \u0441\u0442\u0440\u0430\u0445\u043e\u0432\u043e\u0433\u043e \u043f\u043e\u043b\u0438\u0441\u0430 \u0434\u043b\u044f \u0442\u0443\u0440\u0438\u0441\u0442\u043e\u0432, \u043f\u0440\u0438\u0435\u0437\u0436\u0430\u044e\u0449\u0438\u0445 \u0432 \u041a\u0430\u043d\u0430\u0434\u0443. \u041a\u0430\u043a \u043f\u0440\u0430\u0432\u0438\u043b\u043e, \u044d\u0442\u043e \u0432\u0430\u0448\u0438 \u0431\u043b\u0438\u0437\u043a\u0438\u0435 \u2013 \u043c\u0430\u043c\u044b, \u043f\u0430\u043f\u044b, \u043f\u0440\u0438\u0435\u0445\u0430\u0432\u0448\u0438\u0435 \u0432 \u0433\u043e\u0441\u0442\u0438.\u0415\u0441\u043b\u0438 \u0433\u043e\u0441\u0442\u044c \u043d\u0435 \u0437\u0430\u0441\u0442\u0440\u0430\u0445\u043e\u0432\u0430\u043d, \u0432\u0430\u043c \u043e\u0441\u0442\u0430\u0435\u0442\u0441\u044f \u0443\u043f\u043e\u0432\u0430\u0442\u044c \u043b\u0438\u0448\u044c \u043d\u0430 \u0412\u0441\u0435\u0432\u044b\u0448\u043d\u0435\u0433\u043e, \u043f\u043e\u0442\u043e\u043c\u0443 \u0447\u0442\u043e \u0432\u0441\u0435 \u0437\u0430\u0442\u0440\u0430\u0442\u044b \u043f\u043e \u043b\u0435\u0447\u0435\u043d\u0438\u044e \u043f\u0440\u0438\u0434\u0435\u0442\u0441\u044f \u043f\u043e\u043a\u0440\u044b\u0432\u0430\u0442\u044c \u0432\u0430\u043c. \u0421\u043e\u0431\u0441\u0442\u0432\u0435\u043d\u043d\u043e, \u0434\u0435\u043b\u0430\u0442\u044c \u0447\u0442\u043e-\u043b\u0438\u0431\u043e ``\u0437\u0430\u0434\u043d\u0438\u043c \u0447\u0438\u0441\u043b\u043e\u043c`` \u0432\u0441\u0435 \u0440\u0430\u0432\u043d\u043e \u043d\u0435\u0432\u043e\u0437\u043c\u043e\u0436\u043d\u043e, \u0430 \u0441\u043a\u043e\u043b\u044c\u043a\u043e \u0434\u0435\u043d\u0435\u0433, \u0441\u0438\u043b \u0438 \u0437\u0434\u043e\u0440\u043e\u0432\u044c\u044f \u0443\u0439\u0434\u0435\u0442 \u043d\u0430 \u044d\u0442\u043e \u2013 \u043f\u043e\u0434\u0441\u0447\u0438\u0442\u044b\u0432\u0430\u0442\u044c \u0431\u0443\u0434\u0435\u0442\u0435 \u0432\u044b \u0441\u0430\u043c\u0438.<\/p><p style=\"text-align: justify;\">\u041a\u0441\u0442\u0430\u0442\u0438, \u0441\u0442\u043e\u0438\u043c\u043e\u0441\u0442\u044c \u0447\u0430\u0441\u0442\u043d\u043e\u0433\u043e \u043f\u043e\u043b\u0438\u0441\u0430, \u0434\u0430\u0436\u0435 \u0432 \u0441\u043b\u0443\u0447\u0430\u0435, \u043a\u043e\u0433\u0434\u0430 \u0440\u0435\u0447\u044c \u0438\u0434\u0435\u0442 \u043e \u0446\u0435\u043b\u043e\u0439 \u0441\u0435\u043c\u044c\u0435, \u0432\u043f\u043e\u043b\u043d\u0435 \u0434\u043e\u0441\u0442\u0443\u043f\u043d\u0430 \u0434\u043b\u044f \u043a\u0430\u0436\u0434\u043e\u0433\u043e.<\/p><p style=\"text-align: justify;\">\u041a\u0430\u043a \u0436\u0435 \u0440\u0430\u0431\u043e\u0442\u0430\u0435\u0442 \u0438 \u0447\u0442\u043e \u043f\u043e\u043a\u0440\u044b\u0432\u0430\u0435\u0442 \u0442\u0430\u043a\u0430\u044f \u0441\u0442\u0440\u0430\u0445\u043e\u0432\u043a\u0430?<\/p><p style=\"text-align: justify;\">\u0412\u044b \u0432\u044b\u0431\u0438\u0440\u0430\u0435\u0442\u0435 \u0441\u0443\u043c\u043c\u0443 \u043f\u043e\u043a\u0440\u044b\u0442\u0438\u044f \u043d\u0430 \u0447\u0435\u043b\u043e\u0432\u0435\u043a\u0430 , \u043e\u0431\u044b\u0447\u043d\u043e \u0441\u043e\u0441\u0442\u0430\u0432\u043b\u044f\u044e\u0449\u0443\u044e \u043e\u0442 $10,000 \u0434\u043e $150,000 , \u0438 \u043f\u0440\u0438 \u043d\u0430\u0441\u0442\u0443\u043f\u043b\u0435\u043d\u0438\u0438 \u0441\u0442\u0440\u0430\u0445\u043e\u0432\u043e\u0433\u043e \u0441\u043b\u0443\u0447\u0430\u044f \u043f\u043e\u043b\u0443\u0447\u0430\u0435\u0442\u0435 \u043e\u043f\u043b\u0430\u0442\u0443 \u0434\u043e \u044d\u0442\u043e\u0439 \u0441\u0443\u043c\u043c\u044b \u0441\u0440\u043e\u0447\u043d\u044b\u0445 \u043c\u0435\u0434\u0438\u0446\u0438\u043d\u0441\u043a\u0438\u0445 \u0438 \u0433\u043e\u0441\u043f\u0438\u0442\u0430\u043b\u044c\u043d\u044b\u0445 \u0443\u0441\u043b\u0443\u0433:<\/p><ul style=\"text-align: justify;\"><li><span style=\"font-size: 13px; line-height: 19px;\">\u0433\u043e\u0441\u043f\u0438\u0442\u0430\u043b\u0438\u0437\u0430\u0446\u0438\u044f \u0432 \u0434\u0432\u0443\u0445\u043c\u0435\u0441\u0442\u043d\u043e\u0439 \u043f\u0430\u043b\u0430\u0442\u0435;<\/span><\/li><li><span style=\"font-size: 13px; line-height: 19px;\">\u00a0<\/span><span style=\"font-size: 13px; line-height: 19px;\">\u0443\u0441\u043b\u0443\u0433\u0438 \u0432\u0440\u0430\u0447\u0435\u0439, \u0430\u043d\u0435\u0441\u0442\u0435\u0437\u0438\u043e\u043b\u043e\u0433\u043e\u0432 \u0438 \u043c\u0435\u0434\u0441\u0435\u0441\u0442\u0435\u0440;<\/span><\/li><li><span style=\"font-size: 13px; line-height: 19px;\">\u0443\u0441\u043b\u0443\u0433\u0438 \u0444\u0438\u0437\u0438\u043e\u0442\u0435\u0440\u0430\u043f\u0435\u0432\u0442\u0430, \u0445\u0438\u0440\u043e\u043f\u0440\u0430\u043a\u0442\u0430,\u043b\u0430\u0431\u043e\u0440\u0430\u0442\u043e\u0440\u043d\u044b\u0435 \u0430\u043d\u0430\u043b\u0438\u0437\u044b, \u0440\u0435\u043d\u0442\u0433\u0435\u043d;<\/span><\/li><li><span style=\"font-size: 13px; line-height: 19px;\">\u0441\u043a\u043e\u0440\u0430\u044f \u043f\u043e\u043c\u043e\u0449\u044c;<\/span><\/li><li><span style=\"font-size: 13px; line-height: 19px;\">\u00a0<\/span><span style=\"font-size: 13px; line-height: 19px;\">\u043e\u043f\u043b\u0430\u0442\u0430 \u043f\u0440\u043e\u043a\u0430\u0442\u0430 \u043a\u043e\u0441\u0442\u044b\u043b\u0435\u0439 \u0438 \u0434\u0440\u0443\u0433\u0438\u0445 \u043d\u0435\u043e\u0431\u0445\u043e\u0434\u0438\u043c\u044b\u0445 \u043f\u0440\u0438\u0441\u043f\u043e\u0441\u043e\u0431\u043b\u0435\u043d\u0438\u0439;<\/span><\/li><li><span style=\"font-size: 13px; line-height: 19px;\">\u00a0<\/span><span style=\"font-size: 13px; line-height: 19px;\">\u0433\u0440\u044b\u0436\u0435\u0432\u043e\u0439 \u0431\u0430\u043d\u0434\u0430\u0436, \u043e\u0440\u0442\u043e\u043f\u0435\u0434\u0438\u0447\u0435\u0441\u043a\u0438\u0435 \u0430\u043f\u043f\u0430\u0440\u0430\u0442\u044b, \u043f\u0440\u043e\u0442\u0435\u0437\u044b;<\/span><\/li><li><span style=\"font-size: 13px; line-height: 19px;\">\u00a0<\/span><span style=\"font-size: 13px; line-height: 19px;\">\u043e\u043f\u043b\u0430\u0442\u0430 \u043c\u0435\u0434\u0438\u043a\u0430\u043c\u0435\u043d\u0442\u043e\u0432 \u043f\u043e \u0440\u0435\u0446\u0435\u043f\u0442\u0443 \u0432\u0440\u0430\u0447\u0430;<\/span><\/li><li><span style=\"font-size: 13px; line-height: 19px;\">\u00a0<\/span><span style=\"font-size: 13px; line-height: 19px;\">\u00a0\u0432 \u0441\u043b\u0443\u0447\u0430\u0435 \u0441\u043c\u0435\u0440\u0442\u0438 \u2013 \u043f\u043e\u043a\u0440\u044b\u0442\u0438\u0435 \u0434\u043e $10,000 \u0434\u043b\u044f \u043e\u0431\u0435\u0441\u043f\u0435\u0447\u0435\u043d\u0438\u044f \u043e\u0442\u043f\u0440\u0430\u0432\u043a\u0438 \u0442\u0435\u043b\u0430 \u043d\u0430 \u0440\u043e\u0434\u0438\u043d\u0443 \u0438\u043b\u0438 \u0434\u043e $4,000 \u043d\u0430 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