{"id":1000,"date":"2013-08-13T18:10:18","date_gmt":"2013-08-13T23:10:18","guid":{"rendered":"http:\/\/babinerassurance.com\/?page_id=1000"},"modified":"2017-11-27T18:49:54","modified_gmt":"2017-11-27T23:49:54","slug":"disability-insurance-canada","status":"publish","type":"page","link":"https:\/\/conseillerefinanciere.ca\/insurance\/disability-insurance-canada\/","title":{"rendered":"Disability Insurance"},"content":{"rendered":"<p>[et_pb_section background_image=&#8221;http:\/\/visitorcanadainsurance.artechmtl.com\/wp-content\/uploads\/2016\/12\/invalidity-insurance-1.jpg&#8221; transparent_background=&#8221;off&#8221; allow_player_pause=&#8221;off&#8221; inner_shadow=&#8221;off&#8221; parallax=&#8221;off&#8221; parallax_method=&#8221;on&#8221; custom_padding=&#8221;9px|0px|162px|0px&#8221; padding_mobile=&#8221;off&#8221; make_fullwidth=&#8221;off&#8221; use_custom_width=&#8221;off&#8221; width_unit=&#8221;off&#8221; custom_width_px=&#8221;1080px&#8221; custom_width_percent=&#8221;80%&#8221; make_equal=&#8221;off&#8221; use_custom_gutter=&#8221;off&#8221; fullwidth=&#8221;on&#8221; specialty=&#8221;off&#8221; admin_label=&#8221;\u0420\u0430\u0437\u0434\u0435\u043b&#8221; disabled=&#8221;off&#8221;][et_pb_fullwidth_header background_layout=&#8221;light&#8221; text_orientation=&#8221;right&#8221; header_fullscreen=&#8221;off&#8221; header_scroll_down=&#8221;off&#8221; scroll_down_icon=&#8221;%%3%%&#8221; title_font_color=&#8221;#fcde2b&#8221; parallax=&#8221;off&#8221; parallax_method=&#8221;off&#8221; content_orientation=&#8221;center&#8221; image_orientation=&#8221;center&#8221; admin_label=&#8221;\u0428\u0438\u0440\u043e\u043a\u043e\u0444\u043e\u0440\u043c\u0430\u0442\u043d\u044b\u0439 \u0425\u044d\u0434\u0435\u0440&#8221; title_font=&#8221;|on||on|&#8221; title_font_size=&#8221;73px&#8221; content_font_size=&#8221;14px&#8221; custom_button_one=&#8221;off&#8221; button_one_text_size=&#8221;20&#8243; button_one_letter_spacing=&#8221;0&#8243; button_one_use_icon=&#8221;default&#8221; button_one_icon_placement=&#8221;right&#8221; button_one_on_hover=&#8221;on&#8221; button_one_letter_spacing_hover=&#8221;0&#8243; custom_button_two=&#8221;off&#8221; button_two_text_size=&#8221;20&#8243; button_two_letter_spacing=&#8221;0&#8243; button_two_use_icon=&#8221;default&#8221; button_two_icon_placement=&#8221;right&#8221; button_two_on_hover=&#8221;on&#8221; button_two_letter_spacing_hover=&#8221;0&#8243; custom_css_main_element=&#8221;text-shadow: 0px 1px 0px #848484;&#8221; disabled=&#8221;off&#8221;]<\/p>\n<h1>disability<\/h1>\n<h1>insurance<\/h1>\n<p>[\/et_pb_fullwidth_header][\/et_pb_section][et_pb_section transparent_background=&#8221;off&#8221; allow_player_pause=&#8221;off&#8221; inner_shadow=&#8221;off&#8221; parallax=&#8221;off&#8221; parallax_method=&#8221;on&#8221; custom_padding=&#8221;30px|0px|5px|0px&#8221; padding_mobile=&#8221;off&#8221; make_fullwidth=&#8221;off&#8221; use_custom_width=&#8221;off&#8221; width_unit=&#8221;off&#8221; custom_width_px=&#8221;1080px&#8221; custom_width_percent=&#8221;80%&#8221; make_equal=&#8221;off&#8221; use_custom_gutter=&#8221;off&#8221; fullwidth=&#8221;off&#8221; specialty=&#8221;off&#8221; admin_label=&#8221;section&#8221; disabled=&#8221;off&#8221;][et_pb_row make_fullwidth=&#8221;off&#8221; use_custom_width=&#8221;off&#8221; width_unit=&#8221;off&#8221; custom_width_px=&#8221;1080px&#8221; custom_width_percent=&#8221;80%&#8221; use_custom_gutter=&#8221;off&#8221; gutter_width=&#8221;3&#8243; padding_mobile=&#8221;off&#8221; allow_player_pause=&#8221;off&#8221; parallax=&#8221;off&#8221; parallax_method=&#8221;on&#8221; make_equal=&#8221;off&#8221; column_padding_mobile=&#8221;on&#8221; parallax_1=&#8221;off&#8221; parallax_method_1=&#8221;on&#8221; parallax_2=&#8221;off&#8221; parallax_method_2=&#8221;on&#8221; parallax_3=&#8221;off&#8221; parallax_method_3=&#8221;on&#8221; parallax_4=&#8221;off&#8221; parallax_method_4=&#8221;on&#8221; admin_label=&#8221;row&#8221; disabled=&#8221;off&#8221;][et_pb_column type=&#8221;2_3&#8243; disabled=&#8221;off&#8221; parallax=&#8221;off&#8221; parallax_method=&#8221;on&#8221; column_padding_mobile=&#8221;on&#8221;][et_pb_text background_layout=&#8221;light&#8221; text_orientation=&#8221;left&#8221; admin_label=&#8221;\u0422\u0435\u043a\u0441\u0442&#8221; use_border_color=&#8221;off&#8221; border_style=&#8221;solid&#8221; disabled=&#8221;off&#8221;]<\/p>\n<p><strong>Why is disability insurance important?<\/strong><\/p>\n<ul>\n<li>Covers your financial obligations.<\/li>\n<li>Allows you to maintain your standard of living.<\/li>\n<li>Covers various expenses relating to critical illness or disability.<\/li>\n<li>Allows you to take the time you need to get back on your feet or to adapt to your new situation.<\/li>\n<li>Guarantees practical financial assistance, especially for the self-employed, small business owners and employees without a group insurance plan.<\/li>\n<\/ul>\n<p>Disability Insurance provides you with a monthly income to compensate for the loss of earnings due to a disability. As a result, you can continue to meet your financial obligations as well as cover expenses related to your physical condition.<\/p>\n<p>The ideal solution if an accident or illness prevents you from working in the long or medium term, which will affect your finances and standard of living.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_3&#8243; disabled=&#8221;off&#8221; parallax=&#8221;off&#8221; parallax_method=&#8221;on&#8221; column_padding_mobile=&#8221;on&#8221;][et_pb_cta button_url=&#8221;http:\/\/visitorcanadainsurance.artechmtl.com\/contactez-moi\/&#8221; url_new_window=&#8221;on&#8221; button_text=&#8221;GET&#8221; use_background_color=&#8221;on&#8221; background_color=&#8221;#43b049&#8243; background_layout=&#8221;dark&#8221; text_orientation=&#8221;center&#8221; admin_label=&#8221;\u041a\u043d\u043e\u043f\u043a\u0430 %22\u041f\u0440\u0438\u0437\u044b\u0432 \u043a \u0434\u0435\u0439\u0441\u0442\u0432\u0438\u044e%22&#8243; header_font=&#8221;|on|||&#8221; header_font_size=&#8221;29px&#8221; header_font_size_tablet=&#8221;29px&#8221; header_text_color=&#8221;#fcde2b&#8221; header_line_height=&#8221;1.4em&#8221; use_border_color=&#8221;off&#8221; border_color=&#8221;#ffffff&#8221; border_width=&#8221;1px&#8221; border_style=&#8221;solid&#8221; custom_padding=&#8221;||30px|&#8221; custom_button=&#8221;on&#8221; button_text_size=&#8221;17px&#8221; button_text_color=&#8221;#43b049&#8243; button_bg_color=&#8221;#fcde2b&#8221; button_letter_spacing=&#8221;0&#8243; button_font=&#8221;|on|||&#8221; button_use_icon=&#8221;off&#8221; button_icon_placement=&#8221;right&#8221; button_on_hover=&#8221;on&#8221; button_letter_spacing_hover=&#8221;0&#8243; disabled=&#8221;off&#8221; global_module=&#8221;29040&#8243; saved_tabs=&#8221;all&#8221;]<\/p>\n<h2>EXPERT ADVICE<\/h2>\n<p>[\/et_pb_cta][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section transparent_background=&#8221;off&#8221; allow_player_pause=&#8221;off&#8221; inner_shadow=&#8221;off&#8221; 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parallax_method_2=&#8221;on&#8221; parallax_3=&#8221;off&#8221; parallax_method_3=&#8221;on&#8221; parallax_4=&#8221;off&#8221; parallax_method_4=&#8221;on&#8221; disabled=&#8221;off&#8221;][et_pb_column type=&#8221;4_4&#8243; disabled=&#8221;off&#8221; parallax=&#8221;off&#8221; parallax_method=&#8221;on&#8221; column_padding_mobile=&#8221;on&#8221;][et_pb_text background_layout=&#8221;light&#8221; text_orientation=&#8221;left&#8221; admin_label=&#8221;\u0422\u0435\u043a\u0441\u0442&#8221; use_border_color=&#8221;off&#8221; border_style=&#8221;solid&#8221; disabled=&#8221;off&#8221;]<\/p>\n<div class=\"et_bloom_inline_form et_bloom_optin et_bloom_optin_4\">\n\t\t\t\t<style type=\"text\/css\">.et_bloom .et_bloom_optin_4 .et_bloom_form_content { background-color: #43b049 !important; } .et_bloom .et_bloom_optin_4 .et_bloom_form_container .et_bloom_form_header { background-color: #f2f2f2 !important; } .et_bloom .et_bloom_optin_4 .carrot_edge .et_bloom_form_content:before { border-top-color: #f2f2f2 !important; 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} <\/style>\n\t\t\t\t<div class=\"et_bloom_form_container  with_edge carrot_edge et_bloom_rounded_corners et_bloom_rounded et_bloom_form_text_dark et_bloom_form_bottom et_bloom_inline_1_field\">\n\t\t\t\t\t\n\t\t\t<div class=\"et_bloom_form_container_wrapper clearfix\">\n\t\t\t\t<div class=\"et_bloom_header_outer\">\n\t\t\t\t\t<div class=\"et_bloom_form_header et_bloom_header_text_dark\">\n\t\t\t\t\t\t\n\t\t\t\t\t\t<div class=\"et_bloom_form_text\">\n\t\t\t\t\t\t<h2 style=\"text-align: center;\">News and Promotions<\/h2>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"et_bloom_form_content et_bloom_1_field et_bloom_bottom_inline\">\n\t\t\t\t\t\n\t\t\t\t\t\n\t\t\t\t\t<form method=\"post\" class=\"clearfix\">\n\t\t\t\t\t\t\n\t\t\t\t\t\t<p class=\"et_bloom_popup_input et_bloom_subscribe_email\">\n\t\t\t\t\t\t\t<input placeholder=\"Email\">\n\t\t\t\t\t\t<\/p>\n\n\t\t\t\t\t\t<button data-optin_id=\"optin_4\" data-service=\"mailpoet\" data-list_id=\"3\" data-page_id=\"1000\" data-account=\"Elena Babiner\" data-disable_dbl_optin=\"\" class=\"et_bloom_submit_subscription\">\n\t\t\t\t\t\t\t<span class=\"et_bloom_subscribe_loader\"><\/span>\n\t\t\t\t\t\t\t<span class=\"et_bloom_button_text et_bloom_button_text_color_dark\">Subscribe<\/span>\n\t\t\t\t\t\t<\/button>\n\t\t\t\t\t<\/form>\n\t\t\t\t\t<div class=\"et_bloom_success_container\">\n\t\t\t\t\t\t<span class=\"et_bloom_success_checkmark\"><\/span>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<h2 class=\"et_bloom_success_message\">You have Successfully Subscribed!<\/h2>\n\t\t\t\t\t\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t<span class=\"et_bloom_close_button\"><\/span>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>disability insurance Why is disability insurance important? Covers your financial obligations. Allows you to maintain your standard of living. Covers various expenses relating to critical illness or disability. Allows you to take the time you need to get back on your feet or to adapt to your new situation. Guarantees practical financial assistance, especially for [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":29064,"parent":235,"menu_order":4,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"<h1 style=\"text-align: center;\">\u0421\u0442\u0440\u0430\u0445\u043e\u0432\u0430\u043d\u0438\u0435 \u043f\u043e \u0438\u043d\u0432\u0430\u043b\u0438\u0434\u043d\u043e\u0441\u0442\u0438<\/h1><p>\u00a0<\/p><p style=\"text-align: justify;\"><strong><br \/>Disability insurance<\/strong> (\u0441\u0442\u0440\u0430\u0445\u043e\u0432\u0430\u043d\u0438\u0435 \u043d\u0435\u0442\u0440\u0443\u0434\u043e\u0441\u043f\u043e\u0441\u043e\u0431\u043d\u043e\u0441\u0442\u0438) - \u0441\u0442\u0440\u0430\u0445\u043e\u0432\u0430\u044f \u043f\u0440\u043e\u0433\u0440\u0430\u043c\u043c\u0430, \u043f\u043e\u0437\u0432\u043e\u043b\u044f\u044e\u0449\u0430\u044f \u0432\u043e\u0437\u043c\u0435\u0449\u0430\u0442\u044c \u0434\u043e\u0445\u043e\u0434 \u0447\u0435\u043b\u043e\u0432\u0435\u043a\u0430 \u0432 \u0440\u0435\u0437\u0443\u043b\u044c\u0442\u0430\u0442\u0435 \u0431\u043e\u043b\u0435\u0437\u043d\u0438 \u0438\u043b\u0438 \u043d\u0435\u0441\u0447\u0430\u0441\u0442\u043d\u043e\u0433\u043e \u0441\u043b\u0443\u0447\u0430\u044f. \u041f\u043e\u044d\u0442\u043e\u043c\u0443 \u0432\u0430\u0436\u043d\u043e\u0435 \u0443\u0441\u043b\u043e\u0432\u0438\u0435 \u0434\u043b\u044f \u043f\u043e\u043b\u0443\u0447\u0435\u043d\u0438\u044f \u044d\u0442\u043e\u0439 \u0441\u0442\u0440\u0430\u0445\u043e\u0432\u043a\u0438 - \u043d\u0430\u043b\u0438\u0447\u0438\u0435 \u0437\u0430\u0440\u0430\u0431\u043e\u0442\u043a\u0430. \u041d\u0435\u0432\u0430\u0436\u043d\u043e, \u0431\u0443\u0434\u0435\u0442 \u043b\u0438 \u044d\u0442\u043e \u043f\u043e\u0441\u0442\u043e\u044f\u043d\u043d\u0430\u044f \u043f\u043e\u0437\u0438\u0446\u0438\u044f, \u043a\u043e\u043d\u0442\u0440\u0430\u043a\u0442, \u043a\u043e\u043c\u0438\u0441\u0441\u0438\u043e\u043d\u043d\u0430\u044f \u0441\u0438\u0441\u0442\u0435\u043c\u0430 \u043e\u043f\u043b\u0430\u0442\u044b \u0438\u043b\u0438 \u0441\u0432\u043e\u0435\u0439 \u0431\u0438\u0437\u043d\u0435\u0441. \u0413\u043b\u0430\u0432\u043d\u043e\u0435 - \u0431\u044b\u043b \u0431\u044b \u0434\u043e\u0445\u043e\u0434. \u0427\u0435\u043b\u043e\u0432\u0435\u043a \u043d\u0435 \u043c\u043e\u0436\u0435\u0442, \u0437\u0430\u0431\u043e\u043b\u0435\u0432, \u043f\u043e\u043b\u0443\u0447\u0430\u0442\u044c \u0431\u043e\u043b\u044c\u0448\u0435, \u0447\u0435\u043c \u0431\u044b\u043b\u043e \u0434\u043e \u0431\u043e\u043b\u0435\u0437\u043d\u0438. \u0423\u0447\u0442\u0438\u0442\u0435 \u0442\u0430\u043a\u0436\u0435, \u0447\u0442\u043e \u0435\u0436\u0435\u043c\u0435\u0441\u044f\u0447\u043d\u0430\u044f \u043e\u043f\u043b\u0430\u0442\u0430 \u044d\u0442\u043e\u0439 \u0441\u0442\u0440\u0430\u0445\u043e\u0432\u043a\u0438 \u043d\u0435 \u043e\u0431\u043b\u0430\u0433\u0430\u0435\u0442\u0441\u044f \u043d\u0430\u043b\u043e\u0433\u043e\u043c. \u041f\u043e\u044d\u0442\u043e\u043c\u0443 \u043c\u0430\u043a\u0441\u0438\u043c\u0443\u043c \u0441\u0442\u0440\u0430\u0445\u043e\u0432\u043e\u0433\u043e \u043f\u043e\u043a\u0440\u044b\u0442\u0438\u044f \u0438\u0434\u0435\u0442 \u043a\u0430\u043a \u043f\u0440\u043e\u0446\u0435\u043d\u0442\u043d\u043e\u0435 \u0441\u043e\u043e\u0442\u043d\u043e\u0448\u0435\u043d\u0438\u0435 \u043a \u0440\u0430\u0437\u043c\u0435\u0440\u0443 \u0437\u0430\u0440\u0430\u0431\u043e\u0442\u043a\u0430 \u043d\u0430 \u043c\u043e\u043c\u0435\u043d\u0442 \u043f\u043e\u0434\u043f\u0438\u0441\u0430\u043d\u0438\u044f \u043a\u043e\u043d\u0442\u0440\u0430\u043a\u0442\u0430. \u042d\u0442\u043e \u043c\u043e\u0436\u0435\u0442 \u0431\u044b\u0442\u044c \u043e\u043a\u043e\u043b\u043e 65-75%. \u041a\u043e\u043d\u0435\u0447\u043d\u043e \u0436\u0435, \u0447\u0435\u043b\u043e\u0432\u0435\u043a \u0432\u044b\u0431\u0438\u0440\u0430\u0435\u0442 \u0442\u0443 \u0441\u0443\u043c\u043c\u0443 \u043f\u043e\u043a\u0440\u044b\u0442\u0438\u044f, \u043a\u043e\u0442\u043e\u0440\u0443\u044e \u043e\u043d \u0445\u043e\u0447\u0435\u0442 \u0438\u043c\u0435\u0442\u044c \u0438 \u043c\u043e\u0436\u0435\u0442 \u043e\u0441\u0438\u043b\u0438\u0442\u044c, \u043e\u043f\u043b\u0430\u0447\u0438\u0432\u0430\u044f \u0435\u0436\u0435\u043c\u0435\u0441\u044f\u0447\u043d\u043e. \u0421\u0442\u043e\u0438\u043c\u043e\u0441\u0442\u044c \u0432 \u043c\u0435\u0441\u044f\u0446 \u0437\u0430\u0432\u0438\u0441\u0438\u0442 \u043d\u0435 \u0442\u043e\u043b\u044c\u043a\u043e \u043e\u0442 \u0441\u0443\u043c\u043c\u044b \u043f\u043e\u043a\u0440\u044b\u0442\u0438\u044f, \u043d\u043e \u0438 \u043e\u0442 \u0434\u0440\u0443\u0433\u0438\u0445 \u0443\u0441\u043b\u043e\u0432\u0438\u0439:<\/p><ul style=\"list-style-type: circle; text-align: justify;\"><li>\u00a0<em>\u041e\u0442 \u043f\u0440\u043e\u0444\u0435\u0441\u0441\u0438\u0438.<\/em> \u042f\u0441\u043d\u043e, \u0447\u0442\u043e \u0441\u0442\u0440\u0430\u0445\u043e\u0432\u0430\u0442\u044c \u0432\u043e\u0434\u0438\u0442\u0435\u043b\u044f \u0433\u0440\u0443\u0437\u043e\u0432\u0438\u043a\u0430 \u0431\u043e\u043b\u0435\u0435 \u0440\u0438\u0441\u043a\u043e\u0432\u0430\u043d\u043d\u043e \u0434\u043b\u044f \u043a\u043e\u043c\u043f\u0430\u043d\u0438\u0438, \u0447\u0435\u043c \u0438\u043d\u0436\u0435\u043d\u0435\u0440\u0430, \u043d\u0430\u0445\u043e\u0434\u044f\u0449\u0435\u0433\u043e\u0441\u044f \u0432\u0441\u0435 \u0432\u0440\u0435\u043c\u044f \u0432 \u043e\u0444\u0438\u0441\u0435.<\/li><li>\u00a0<em>\u041e\u0442 \u0432\u043e\u0437\u0440\u0430\u0441\u0442\u0430<\/em>. \u0427\u0435\u043c \u0441\u0442\u0430\u0440\u0448\u0435, \u0442\u0435\u043c \u0434\u043e\u0440\u043e\u0436\u0435.<\/li><li><em>\u00a0\u041e\u0442 \u043f\u043e\u043b\u0430<\/em>. \u0415\u0441\u043b\u0438 \u0441\u0442\u0440\u0430\u0445\u043e\u0432\u043a\u0430 \u0436\u0438\u0437\u043d\u0438 \u0434\u043b\u044f \u0436\u0435\u043d\u0449\u0438\u043d \u0441\u0442\u043e\u0438\u0442 \u0434\u0435\u0448\u0435\u0432\u043b\u0435, \u0447\u0435\u043c \u0434\u043b\u044f \u043c\u0443\u0436\u0447\u0438\u043d, \u0442\u043e \u0441\u0442\u0440\u0430\u0445\u043e\u0432\u043a\u0430 \u043f\u043e \u0431\u043e\u043b\u0435\u0437\u043d\u0438 (disability) \u0441\u0442\u043e\u0438\u0442 \u0434\u043b\u044f \u0436\u0435\u043d\u0449\u0438\u043d \u0434\u043e\u0440\u043e\u0436\u0435.<\/li><li>\u00a0<em>\u041e\u0442 \u043a\u0443\u0440\u0435\u043d\u0438\u044f<\/em>. \u0414\u043b\u044f \u043d\u0435\u043a\u0443\u0440\u044f\u0449\u0435\u0433\u043e \u0441\u0442\u0440\u0430\u0445\u043e\u0432\u043a\u0430 \u0441\u0442\u043e\u0438\u0442 \u0434\u0435\u0448\u0435\u0432\u043b\u0435.<\/li><li>\u00a0<em>\u0421 \u043a\u0430\u043a\u043e\u0433\u043e \u0434\u043d\u044f \u043a\u043e\u043c\u043f\u0430\u043d\u0438\u044f \u0431\u0443\u0434\u0435\u0442 \u043f\u043b\u0430\u0442\u0438\u0442\u044c \u0431\u0435\u043d\u0435\u0444\u0438\u0442 (\u0432\u044b\u043f\u043b\u0430\u0442\u044b)<\/em>. \u041c\u043e\u0436\u043d\u043e \u043d\u0430\u0437\u0432\u0430\u0442\u044c \u044d\u0442\u043e \u043f\u0435\u0440\u0438\u043e\u0434\u043e\u043c \u043e\u0436\u0438\u0434\u0430\u043d\u0438\u044f (Elimination Period). \u041f\u0440\u0435\u0434\u043b\u0430\u0433\u0430\u0435\u043c\u044b\u0435 \u0441\u0440\u043e\u043a\u0438 \u043e\u0431\u044b\u0447\u043d\u043e 30, 60, 90, 120, 180, 360, 720 \u0434\u043d\u0435\u0439. \u0427\u0435\u043c \u0434\u043e\u043b\u044c\u0448\u0435 \u043f\u0435\u0440\u0438\u043e\u0434 \u043e\u0436\u0438\u0434\u0430\u043d\u0438\u044f, \u0442\u0435\u043c \u0434\u0435\u0448\u0435\u0432\u043b\u0435 \u0441\u0442\u043e\u0438\u0442 \u0441\u0442\u0440\u0430\u0445\u043e\u0432\u043a\u0430 \u0432 \u043c\u0435\u0441\u044f\u0446.<\/li><li>\u00a0<em>\u041a\u0430\u043a \u0434\u043e\u043b\u0433\u043e \u043a\u043e\u043c\u043f\u0430\u043d\u0438\u044f \u0431\u0443\u0434\u0435\u0442 \u043f\u043b\u0430\u0442\u0438\u0442\u044c \u0432 \u0441\u043b\u0443\u0447\u0430\u0435 \u0431\u043e\u043b\u0435\u0437\u043d\u0438 (Benefit Period - \u043f\u0440\u043e\u0434\u043e\u043b\u0436\u0438\u0442\u0435\u043b\u044c\u043d\u043e\u0441\u0442\u044c \u043e\u043f\u043b\u0430\u0442\u044b)<\/em>. \u041f\u0440\u0435\u0434\u043b\u0430\u0433\u0430\u0435\u0442\u0441\u044f \u0437\u0430\u043f\u0438\u0441\u0430\u0442\u044c \u0432 \u043a\u043e\u043d\u0442\u0440\u0430\u043a\u0442\u0435 2 \u0433\u043e\u0434\u0430, 5 \u043b\u0435\u0442, 10 \u043b\u0435\u0442, \u0434\u043e 65 \u043b\u0435\u0442. \u0427\u0435\u043c \u0434\u043e\u043b\u044c\u0448\u0435 \u0443\u043a\u0430\u0437\u0430\u043d\u043d\u044b\u0439 \u043f\u0435\u0440\u0438\u043e\u0434 \u043e\u043f\u043b\u0430\u0442\u044b, \u0442\u0435\u043c \u0434\u043e\u0440\u043e\u0436\u0435 \u0441\u0442\u043e\u0438\u0442 \u0441\u0442\u0440\u0430\u0445\u043e\u0432\u043a\u0430 \u0432 \u043c\u0435\u0441\u044f\u0446.<\/li><\/ul><p style=\"text-align: justify;\">\u041f\u0440\u043e\u0432\u0435\u0440\u043a\u0430 \u0440\u0430\u0437\u043b\u0438\u0447\u043d\u044b\u0445 \u0432\u0430\u0440\u0438\u0430\u043d\u0442\u043e\u0432 \u0434\u0432\u0443\u0445 \u0443\u0441\u043b\u043e\u0432\u0438\u0439 - \u043f\u0435\u0440\u0438\u043e\u0434\u0430 \u043e\u0436\u0438\u0434\u0430\u043d\u0438\u044f \u0438 \u043f\u0440\u043e\u0434\u043e\u043b\u0436\u0438\u0442\u0435\u043b\u044c\u043d\u043e\u0441\u0442\u0438 \u043e\u043f\u043b\u0430\u0442\u044b - \u043f\u043e\u0437\u0432\u043e\u043b\u0438\u0442 \u0432\u044b\u0431\u0440\u0430\u0442\u044c \u0441\u0442\u0440\u0430\u0445\u043e\u0432\u043e\u0439 \u043a\u043e\u043d\u0442\u0440\u0430\u043a\u0442 \u0437\u0430 \u043f\u0440\u0438\u0435\u043c\u043b\u0435\u043c\u0443\u044e \u0441\u0443\u043c\u043c\u0443 \u0432 \u043c\u0435\u0441\u044f\u0446.<\/p><p style=\"text-align: justify;\">\u0415\u0441\u0442\u044c \u0443\u0441\u043b\u043e\u0432\u0438\u0435, \u044f\u0432\u043b\u044f\u044e\u0449\u0435\u0435\u0441\u044f \u043d\u0430\u0438\u0431\u043e\u043b\u0435\u0435 \u0432\u0430\u0436\u043d\u044b\u043c \u0432 \u044d\u0442\u043e\u043c \u0432\u0438\u0434\u0435 \u0441\u0442\u0440\u0430\u0445\u043e\u0432\u0430\u043d\u0438\u044f, - \u044d\u0442\u043e <strong>\u0444\u043e\u0440\u043c\u0443\u043b\u0438\u0440\u043e\u0432\u043a\u0430 \u043d\u0435\u0442\u0440\u0443\u0434\u043e\u0441\u043f\u043e\u0441\u043e\u0431\u043d\u043e\u0441\u0442\u0438<\/strong> (disabilify).<\/p><p style=\"text-align: justify;\">\u041e\u0431\u044b\u0447\u043d\u043e \u0444\u043e\u0440\u043c\u0443\u043b\u0438\u0440\u043e\u0432\u043a\u0430 \u0442\u0430\u043a\u043e\u0432\u0430: \u0447\u0435\u043b\u043e\u0432\u0435\u043a \u0441\u0447\u0438\u0442\u0430\u0435\u0442\u0441\u044f \u043d\u0435\u0442\u0440\u0443\u0434\u043e\u0441\u043f\u043e\u0441\u043e\u0431\u043d\u044b\u043c, \u0435\u0441\u043b\u0438 \u0432 \u0440\u0435\u0437\u0443\u043b\u044c\u0442\u0430\u0442\u0435 \u043d\u0435\u0441\u0447\u0430\u0441\u0442\u043d\u043e\u0433\u043e \u0441\u043b\u0443\u0447\u0430\u044f \u0438\u043b\u0438 \u0431\u043e\u043b\u0435\u0437\u043d\u0438 \u043e\u043d:<\/p><ul style=\"list-style-type: circle; text-align: justify;\"><li>\u00a0\u043d\u0435 \u0432 \u0441\u043e\u0441\u0442\u043e\u044f\u043d\u0438\u0438 \u0432\u044b\u043f\u043e\u043b\u043d\u044f\u0442\u044c \u0432\u0430\u0436\u043d\u044b\u0435 \u0444\u0443\u043d\u043a\u0446\u0438\u0438 \u043f\u043e \u0435\u0433\u043e \u043e\u0431\u044b\u0447\u043d\u043e\u0439 \u043f\u0440\u043e\u0444\u0435\u0441\u0441\u0438\u0438 (he is not engaged in any other gainful occupation);<\/li><li>\u00a0\u043d\u0435 \u0437\u0430\u0440\u0430\u0431\u0430\u0442\u044b\u0432\u0430\u0435\u0442 \u0434\u0435\u043d\u044c\u0433\u0438 \u0431\u043b\u0430\u0433\u043e\u0434\u0430\u0440\u044f \u0434\u0440\u0443\u0433\u043e\u0439 \u043f\u0440\u043e\u0444\u0435\u0441\u0441\u0438\u0438 (he is not engaged in any other gainful occupation);<\/li><li>\u00a0\u043f\u0440\u043e\u0445\u043e\u0434\u0438\u0442 \u043a\u0443\u0440\u0441 \u043b\u0435\u0447\u0435\u043d\u0438\u044f (he is receiving appropriate physician's care).<\/li><\/ul><p style=\"text-align: justify;\">\u0414\u043b\u044f \u0438\u0437\u0431\u0440\u0430\u043d\u043d\u044b\u0445 \u043f\u0440\u043e\u0444\u0435\u0441\u0441\u0438\u0439 (\u0437\u0443\u0431\u043d\u043e\u0439 \u0432\u0440\u0430\u0447, \u044e\u0440\u0438\u0441\u0442 \u0438 \u0442. \u0434. ) \u0441\u0443\u0449\u0435\u0441\u0442\u0432\u0443\u0435\u0442 \u0432\u0430\u0440\u0438\u0430\u043d\u0442 \u0432\u043a\u043b\u044e\u0447\u0435\u043d\u0438\u044f \u0432 \u0444\u043e\u0440\u043c\u0443\u043b\u0438\u0440\u043e\u0432\u043a\u0443 \u043d\u0435\u0442\u0440\u0443\u0434\u043e\u0441\u043f\u043e\u0441\u043e\u0431\u043d\u043e\u0441\u0442\u0438 \u0444\u0440\u0430\u0437\u044b own occupation. \u042d\u0442\u043e \u0434\u0430\u0441\u0442 \u0432\u043e\u0437\u043c\u043e\u0436\u043d\u043e\u0441\u0442\u044c \u043f\u043e\u043b\u0443\u0447\u0430\u0442\u044c \u0431\u0435\u043d\u0435\u0444\u0438\u0442 \u043e\u0442 \u043a\u043e\u043c\u043f\u0430\u043d\u0438\u0438 \u0434\u0430\u0436\u0435 \u0435\u0441\u043b\u0438 \u044d\u0442\u043e\u0442 \u0447\u0435\u043b\u043e\u0432\u0435\u043a \u0440\u0430\u0431\u043e\u0442\u0430\u0435\u0442 \u0432 \u0434\u0440\u0443\u0433\u043e\u043c \u043c\u0435\u0441\u0442\u0435 \u0438 \u0437\u0430\u0440\u0430\u0431\u0430\u0442\u044b\u0432\u0430\u0435\u0442 \u0434\u0435\u043d\u044c\u0433\u0438. \u042d\u0442\u043e \u0434\u043e\u043f\u043e\u043b\u043d\u0438\u0442\u0435\u043b\u044c\u043d\u043e\u0435 \u0443\u0441\u043b\u043e\u0432\u0438\u0435 \u043c\u043e\u0436\u043d\u043e \u0432\u043a\u043b\u044e\u0447\u0438\u0442\u044c \u0442\u043e\u043b\u044c\u043a\u043e \u0442\u0430\u043c, \u0433\u0434\u0435 \u043f\u0440\u0435\u0434\u043f\u043e\u043b\u0430\u0433\u0430\u0435\u0442\u0441\u044f \u0434\u043b\u0438\u0442\u0435\u043b\u044c\u043d\u043e\u0435 \u043e\u0431\u0443\u0447\u0435\u043d\u0438\u0435 \u044d\u0442\u043e\u0439 \u043f\u0440\u043e\u0444\u0435\u0441\u0441\u0438\u0438, \u043a\u043e\u0442\u043e\u0440\u0430\u044f \u043e\u0431\u044b\u0447\u043d\u043e \u0432\u044b\u0441\u043e\u043a\u043e\u043e\u043f\u043b\u0430\u0447\u0438\u0432\u0430\u0435\u043c\u0430.<\/p><p style=\"text-align: justify;\">\u0412 \u041a\u0432\u0435\u0431\u0435\u043a\u0435 \u0441\u0443\u0449\u0435\u0441\u0442\u0432\u0443\u0435\u0442 <strong>CSST<\/strong>, \u043f\u043b\u0430\u043d, \u0437\u0430\u0449\u0438\u0449\u0430\u044e\u0449\u0438\u0439 \u0441\u043e\u0442\u0440\u0443\u0434\u043d\u0438\u043a\u043e\u0432. \u042d\u0442\u043e\u0442 \u043f\u043b\u0430\u043d \u043f\u043e\u043a\u0440\u044b\u0432\u0430\u0435\u0442 \u0432\u0441\u0435\u0445 \u0441\u043b\u0443\u0436\u0430\u0449\u0438\u0445 \u0438 \u0441\u043e\u0442\u0440\u0443\u0434\u043d\u0438\u043a\u043e\u0432 \u0432 \u0441\u043b\u0443\u0447\u0430\u0435 \u0440\u0430\u043d\u0435\u043d\u0438\u044f, 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